Before you file for bankruptcy, Section 109(h)(1) of the Bankruptcy Code mandates that a debtor must obtain credit counseling “during the 180 day period preceding the date of filing of the petition.” The course itself is relatively painless except for the cost ($30-$50) . It is crucial that you have the providers listed below fax (866-393-4828) me a certificate of completion before you come in to sign your petition.
Here are a few pre-bankruptcy credit counseling providers that I recommend:
Unfortunately, credit counseling is not optional; you must take it in order for me to file your case.
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