Frequently Asked Questions at the Meeting of the Creditors

Your Chapter 7 or Chapter 13 trustee may ask you any question but these are the most typical:

1.  State your name(s), social security number, and current address for the record.
 2.  Have you read the Bankruptcy Information Sheet provided by the Trustee? 
 3.  Are you aware of the following:
  a.  the consequences filing bankruptcy may have on your credit history? 
  b.  the ability to file a bankruptcy petition under Chapter 13? 
  c.  the effect of receiving a Chapter 7 discharge of your debts? 
  d.  the effect of reaffirming a debt? 
 4.  Did you sign your petition and scheduled you filed with the Court? 
 5.  Did you read your petition and schedules before you signed them? 
 6.  Are you personally familiar with the information contained in your petition and schedules? 
 7.  Is the information contained in your petition and schedules true and correct? 
 8.  Are there any errors or omissions to bring to the Court’s attention at this time? 
 9.  Are all of your assets identified on the schedules? 
10. Have you listed all of your creditors on the schedules? 
11. Have you filed bankruptcy before? 

OTHER QUESTIONS

 1.  Do you own or have any interest whatsoever in any real estate?  
 2.  Have you transferred, sold or given away any property within the last 12 months? 
 3.  Does anyone hold property belonging to you? 
 4.  Do you have a claim against anyone or any business? 
 5.  Are you entitled to life insurance proceeds or an inheritance as a result of
 someone’s death? 
 6.  Does anyone owe you money? 
 7.  Have you made any payments totaling over $600 to anyone in the last 90 days? 
 8.  Tax return information: _____________________________________________
 9.  When you filed your petition, did you have the following:
 a.  any cash on hand? 
 b.  a checking account? 
 c.  a savings account? 
 d.  any US Savings Bonds?  
 e.  any Certificates of Deposit? 
 f.  any stocks? 
 g.  a safe deposit box? 10. Do you own any vehicles? 
11. Have you filed the Statement of Intent concerning retention or surrender of
 secured property? 
12. Have you been self-employed in business during the last six years?